: You must pick a Silver plan to get the extra savings. In the Health Insurance Marketplace®, cost-sharing reductions are often called “extra savings.” If you qualify, you must enroll in a plan in the Silver category to get the extra savings. Silver deductibles - the costs you pay yourself before your plan pays anything - are usually lower than those of Bronze plans.Ī discount that lowers the amount you have to pay for deductibles, copayments, and coinsurance.Your monthly premium will be low, but you’ll have to pay for most routine care yourself. Good choice if: You want a low-cost way to protect yourself from worst-case medical scenarios, like serious sickness or injury.Bronze plan deductibles - the amount of medical costs you pay yourself before your insurance plan starts to pay - can be thousands of dollars a year.Which health plan category is right for you? Bronze How you and your insurance plan split costs Estimated averages for a typical population. They have nothing to do with quality of care. Change/update plans for the rest of the yearįYI Health plan categories are based on how you and your plan split the costs of your health care.Coverage options for the rest of the year.Check if you qualify for a Special Enrollment Period.
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